Coverage
Types of Coverage Available
In Texas there are many types of Plumbers Commercial Auto Insurance coverage's available. Some of the most common coverages include:
- Collision Coverage pays for accident-related damage to your insured business vehicle.
- Comprehensive Coverage pays for damage to your insured business vehicle from non-collision causes such as theft, weather, vandalism or fire.
- Rental reimbursement pays for a rental vehicle, up to certain limits, after an accident causes damage to your insured business vehicle.
- Liability Coverage pays injury damages to others and damage to other people's property if you are at fault, including your legal expenses if you're sued.
- Uninsured or Underinsured Coverage pays for injury damages to or property damage suffered by occupants of your insured business vehicle if the accident is caused by an inadequately insured driver.
- Personal Injury Protection pays medical expenses and income loss for accident-related injury suffered by occupants of your insured business vehicles, regardless of fault.
- Medical Payments coverage pays medical or funeral expenses for accident-related injury suffered by occupants of your insured business vehicles, regardless of fault.
These coverages are available for autos you own and may be available for autos you hire or lease or for non-owned autos (autos used in your business that you don't own, hire or lease). Some of these coverages vary by state. If your autos are garaged out of state, check with your agent to ensure you have adequate coverage for the states where your insured autos will be used.